One of the most oft cited benefits of living in the US has always been the right to own property. Having a roof over one’s head and being able to provide a safe and happy home for one’s family has been referred to as the American Dream. Imagine, a house in the middle of a yard, surrounded by a lush green lawn, fruit trees, flowers and room to play with the kids, grandkids and pets. It doesn’t get much better than that!
So when and how did the dream go so very wrong? When did it become such a nightmare? When did the homeowner stop being the architect of his property, the pilot of her own destiny, the author of his or her story? And when did she or he become the hunted and the target in this insane war in the neighborhood? What is happening in our residential developments is sounding the death knell for what some believe to have been a greatest experiment in freedom.
Bill Davis joins us On The Commons. Bill, an attorney in Texas, defends homeowners caught in the middle of the insanity that seems to have become very much part and parcel of “living the American Dream”. He knows and understands the legal structure of deed restricted developments but more importantly he also knows their limits. Join us as we discuss some of the torture tactics used to bully a homeowner and the far reaching consequences of the actions of these abuses. We also hear the incredible facts in one case that highlights what can happen when neighborhood thugs are given unfettered power to browbeat and bully a neighbor.
The stories vary little and over time have become predictable. The same words are used over and over again when talking about life in an HOA. Fear, harassment, fines, threats, abuse, vandalism. Over the last four or five decades, America’s residential neighborhoods have been transformed from tidy, happy communities into places of terror. Places where individuality, personal expression and personal freedom have given way to war zones. Far from the love affair Americans allegedly have with their HOAs, the truth is homeowners say they hate their HOAs.
And with very good reason.
Dr. Robin Huhn joins us On The Commons. Robin lives in Las Vegas, Nevada and like many homeowners across the country, has experienced firsthand what it feels like to be caught in the cross hairs of the neighborhood bullies. She is currently on the board of her association and shares with us her experiences as a homeowner, a board member and an advocate for the owners. We will hear about some of the calls and emails she gets and will learn what life is like when one finds oneself living in a house that has been targeted. My guess is that many of my listeners will understand exactly what she is talking about.
If you are reading this promo or tuning into On The Commons regularly, chances are you have had a nasty surprise or two when you bought your HOA burdened house. I often hear homeowners tell me they will never buy in an HOA again for as long as they live. Do you suppose they would have felt that way had they known what they were getting themselves into? Would a 2 or 3 inch stack of legal papers prepared them for life as usual in an HOA? Do you feel you were you given all the necessary and pertinent documents about the association before closing escrow? Did you have enough time to read and understand the contents of the package? Were there any red flags? What would you tell a friend and/or a relative who is house hunting to look for? What do you think should be included in a disclosure package that is not included now?
John Cowherd joins us On The Commons. John, an attorney in Virginia, is one of a handful of attorneys across the country who represents homeowners in disputes with their HOAs. John is also interested in educating the public about HOAs and condominiums. He has a widely read and discussed blog called Words of Conveyance where he writes about cases, legislation, and how stories that have made the headlines might affect associations. We talk to John about the Virginia Disclosure laws and whether they are doing an adequate job of informing potential buyers of what they can expect if they buy in the HOA. We also talk about whether the 72 hours buyers are given is enough time to read through the package and make a decision of whether to not to cancel the purchase. He gives us a lot of food for thought.
Have you ever wondered just where you fit into the grand scheme of our modern world? Who makes all the decisions that affect you and your family? How many strings are being pulled to determine the course of your life and the choices you think you are making? Think of all the layers of government authorized (or not) to adopt laws controlling almost every aspect of your life, where and how you live, what you eat, what you say and how you behave. To help put it into perspective, imagine peeling back the layers of an onion and when you do, just like an onion, it will make you cry.
But then you console yourself with the thought that all those layers and layers are protecting you. Are they?
Jan Bergemann joins us On The Commons. Jan is the founder and president of the Florida based Cyber Citizens for Justice, CCFJ. Over the years Jan has worked with legislators, attorneys and homeowners trying to improve the status quo of owners in Florida’s approximately 4 million association controlled dwelling units. It should have been simple if all those layers of governments were in fact working to protect you, wouldn’t it? We’ll talk to Jan about Some of the major issues facing Floridians, we’ll touch on some of the stupidity that seems to be rampant in controlled America, we’ll find out just who (and how) those layers are really protecting and of course, it would not be a conversation with Jan without a trip back to Germany to compare issues on both sides of the Big Pond. He might just have a few ideas worth thinking about.
Peeling back the layers of an onion will make you cry.