Bill Davis

Homeownership is not a new idea, it has been around a long time.  For ages people have saved their money/got a mortgage bought a house and lived happily ever after.  When did this sensible concept get replaced and why did we have to make such a complicated mess out of an otherwise simple and easy to understand part of life?  Who benefits?  Certainly not the housing consumers.  And what exactly are we paying for when we fall in love with that perfect house and put our lifesavings on the table to buy the house?  How much is that dream home REALLY costing us?  Are we given a full break down of the costs, now and in the future?  If not, should we be told before we turn our pockets inside out to get the keys to the house?

Bill Davis joins us On The Commons.  Bill, a Texas attorney and one of only a handful of attorneys nationwide, who represents homeowners and consumers at odds with their HOAs.   A frequent guest, Bill has an uncanny ability to get to the  bottom of the problem and shed a slightly different light on issues that most of us have never thought about.  We talk to Bill about how our understanding of property values, that carrot that is dangled in front of every homeowner to get them to give up rights, has changed the way we see property, property rights and property values.  Concepts once easily understood but now ” subject to interpretation”.  We also talk about true costs of buying a home and identify some of the hidden costs and how they affect our ongoing financial outlay. We have a lot of questions, a few answers and a piece of advice:  “take off those rose colored glasses and get to the bottom of this housing mess”.    

Dangling a carrot in front of homeowners to force them to give up their rights.

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Vicki MacHale

The song, “Both sides now” has been on my mind a lot since talking to my guest.   Reading the lyrics, I understand why.  The lyrics pretty much sum up the gist of this interview.  I always find it interesting that when it comes to housing, two people can look at the same problems and issues and come with a different point of view, sort of like the lyrics in the song that keeps playing over and over in my mind.  Angel hair, ice cream castles and feather canyons are in the clouds but then the clouds only block the sun and rain and snow on everyone.  Maybe it is time to look at condos and HOAs from “both sides now”.

Vicki MacHale  joins us On The Commons.  Vicki is the co-owner of Ark Management in California with 23 years experience under her belt.  She has seen lots of clouds, especially when it comes to the way HOAs and condos are managed and has written about her thoughts and observations.  In a recent article titled Emissaries of Change    She has also written a letter to Governor Jerry Brown about her concerns for underfunded associations  and the largely inadequate legislation that is mainly a knee jerk  reaction to a headline grabbing incident. Vicki and I both agree on the problems and the issues but we do tend to look at “both sides” in this interview.  I learned some things from my chat with Vicki and believe it is time for all concerned to come together and look at “both sides now”.

Maintenance or Shoddy Construction?

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