Nila Ridings

Nila Ridings

Those who have a great deal to gain from the dysfunctional common interest development system will have you believe that HOAs protect property values.  And those who know better will tell you that if something sounds too good to be true, it usually is.  The greatest value of homeownership is peace of mind and the ability to live in one’s safe haven.  But when an HOA comes between an owner and their home simplicity, commons sense and JUSTICE go away.

Nila Ridings joins us On The Commons.  Nila, is a homeowner who has learned the truth about associations the hard way.  Contrary to maintaining her home to preserve the values of not only her unit but that of the entire neighborhood, she discovered that relinquishing control of her money and her ability to maintain her home as she would have maintained it herself was a mistake.  Despite the fact that she had paid her dues, her house was falling into disrepair while the HOA.  Instead of making the necessary repairs her association took her to court to foreclose on her home.  We’ll talk to Nila and get the details of how she got to this point and we’ll find out just how well her HOA protected her property values.  

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Ken Ditkowski

I seem to zip through life at breakneck speeds, taking most things for granted and never really thinking about the reason we do things any particular way.  Oh, once in a while I ask myself, “What were they ever thinking?” when I run into something a little strange.  However, when things are working well the farthest thought is to wonder why it works.  It is so much easier to start looking at things that don’t make sense and figure out how to improve it.  

And for a show whose sole focus is property rights, that was a little short sighted.  How can we protect ownership and rights without knowing how to properly define the property in question? That is one those things most of us have always taken for granted.  

Kenneth Ditkowsky joins us On The Commons.  Ken is an attorney in Chicago  who, when he was fresh out of law school, full of self confidence and a can-do attitude found himself on the ground floor of redefining property  boundaries and ultimately changing skylines in cities across the country. Maybe even the world?  We’ll talk to Ken about the Prudential Building, the first high rise in Chicago and the hundreds of pages of legal speak explaining the ownership structure.  Ken and his partner accepted the challenge and simplified it, reducing the document down to a more manageable size.  n the process they paved the way for high-rise residential buildings to be built and ultimately changing the face of the Chicago.  We’ll talk about all the things most of us take for granted and never give a second thought to.  We’ll learn about different ways to determine the legal boundaries of a piece of property and find out what happens when mother nature decides to ” shift” the things we take for granted.  I was spellbound as I listened to Ken.  Tune in for a fascinating show.

Listen to Ken Ditkowski

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Shelly and Mike Marshall

This is Not Shelly or Mike Marshall

If people knew what they were getting into, would they still buy in an HOA?  I was convinced that they wouldn’t, but I was wrong. Thirty years ago when I first became aware of HOAs and started to understand what we were dealing with, HOA mandates were already in place in Fairfax County and probably across the country as well.  However, there were still pockets of older neighborhoods so some choices still existed.  Now, even most of those older neighborhoods have been razed to the ground only to be replaced by some new faddish fantasy that will no doubt sound positively utopian but in practice be unworkable.

Shelly Marshall and Michael Marshall, PhD join me On The Commons.  Shelly is an  HOA Warrior.  She is a prolific writer of self help books including a book on HOAs, what to look for and how to understand what you are getting into.  Dr. Marshall, Shelly’s brother, is a Psychology Professor and practitioner.  This dynamic duo have combined forces to answer the question; “Why can’t people hear us?”.  Shelly warned Mike about the risks involved in buying a condo and told him to keep looking but that didn’t stop him.  For awhile everything went well until one day when  his utopian dream came crashing down.  So why didn’t he listen?  Why don’t people learn from other people’s stories?  Mike and Shelly, along with Deborah Goonan, are working on a case study, doing some research with the intent of publishing a paper answering this question.  In an easy to understand and simple way, Mike explains the psychology behind human nature.  He and Shelly fill in with facts, stories and typical situations that take place every single day. This is a very exciting piece of research and a fascinating interview.  For all those people who believe that “HOAs are here to stay,” are you listening?

Listen to Shelly and Mike Marshall
This is not Shelly or Mike either

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