Sometimes I think that anyone wanting to talk about HOAs or any association-controlled residential dwelling must learn to speak an entirely new language. And the saddest part is that we are dealing with our most basic needs, our home. No longer is it just four walls and a door, but now you have a whole series of legalize that has become part of your everyday life. Is this really necessary? Whatever happened to KISS? Keep it simple stupid? I got an email recently from a listener who wanted to know what a super-priority lien was. Fortunately for all of us, my guest is an attorney and someone who is more than able to help us understand liens and super-priority liens and all the other legal mumbo jumbo that’s become part and parcel of our homes.

Bill Davis, a Texas attorney and one of a few attorneys who will represent homeowners against their HOAs, joins us On The Commons. Knowing that Bill is probably one of the best people to explain what a super-priority lien is, I gladly toss the question to Bill and ask him to explain super-priority liens. Without blinking an eyelid, he not only explains it but expands on it, so we get the big picture of what’s going on. You need to listen to this show; it is your home and your money we are talking about.