Bill Davis

The true value of anything is what a buyer is willing to pay and what a seller is willing to accept in exchange for that item.  If demand is high on something, and supply is low, the value tends to go up.  On the other hand if there is a glut on the market of an item, the value goes down because it is said to be a buyers market.  That’s pretty much the way it works when it comes to determining value. And that includes housing.  So I am a little perplexed by the claim that a house that is subject to a mandatory membership housing association increases the value of the property.  It makes no sense and flies in the face of the traditional understanding of how values are arrived at and understood. It is especially perplexing given that so many housing consumers specifically request non HOA housing but are told they do not exist. “There is nothing on the market.” On the off chance that a non HOA house becomes available it is advertised as “Non HOA” and that’s a valuable marketing tool. It sets it apart from other houses on the market. It is true that non HOA housing is rare, often old and sometimes require a complete overhaul and update, making them expensive.  But they are still highly sought after.

Bill Davis joins me On The Commons.  Bill, a frequent guest, friend and attorney lives in Texas and is one of only a few attorneys who represents homeowners against their HOAs. He is well versed and experienced on what routinely goes on .  Bill and I talk about property values, what needs to be included when calculating the monetary value as well as other values and costs that we seldom think about.  One thing we both agree on is that housing consumers need to have all the facts and all the information they can get in order to make an educated decision on what they are buying, or not buying.  It is also important to know what questions to ask.  Join us as we dive into all the ins and outs of determining the true value of that jewel with the beautiful view that you just fell in love with.  

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Wes Rocki

Dr. Wes Rocki

The last few decades have seen some radical changes in the way we live, starting with our  personal rights and our traditional rights as homeowners. Along with HOA mandates homeowners lost their dominion over their most private and personal asset.  This new way of life has been beaten into us and the resulting health issues have been well recognized and documented.  Living under the microscope and the fear of being singled out for some ridiculous offense has increased the daily stress.  As if that was not bad enough, along comes the Covid 19 pandemic.  In addition to the usual traditional stresses that are part and parcel of our lives, we now have to live with a deadly virus.  The fear on contracting this virus added to all the unknown aspects associated with it has taken a toll on us.  Is there something we can do to mitigate the potential damage and protect ourselves and our families from yet another potential enemy?


Dr Rocki has focused more on how we, as humans, can help to heal ourselves rather than relying on a host of medicines.  He is a great believer in self healing and how to manage our own health and well being.  In a very timely and fascinating interview Dr. Rocki walks us through the process of taking control of our lives, our environment and our health.  At a time when it seems we are being hit from all sides, he presents us with some common sense solutions to an otherwise contradictory and confusing barrage of misinformation.  You’ll want to tune in to this one.

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Listen to Dr. Wes Rocki